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How to Write a Settlement Demand Letter in Florida

Home   /   Personal Injury Blog   /   How to Write a Settlement Demand Letter in Florida

December 10, 2021 | By Roman Austin Car Accident and Personal Injury Lawyers
How to Write a Settlement Demand Letter in Florida

If you were injured in an accident in Florida, you may be able to recover compensation for your medical bills and other losses. You can pursue compensation by filing a claim with an insurance company in most instances.

The specific insurance company you work with will depend on the nature of your accident. For instance, maybe you were injured in a slip and fall accident on someone else’s property. Perhaps the accident occurred because the property owner failed to address a fall hazard. In this case, you would likely pursue compensation by filing a claim to collect from the property owner’s insurance.

The situation may be somewhat different if you were injured in a car accident. Florida is currently a no-fault state. In a no-fault state, car accident victims can typically seek compensation from their own insurance — even when accidents are the result of someone else’s negligence.

Regardless, an initial step in the process of seeking compensation involves writing a settlement demand letter. This is a letter describing the nature of your accident, providing documentation of your losses, and asking the insurance company for a certain amount of money. Tips to keep in mind when drafting a settlement demand letter include:

Be Calm

The word “demand” can give off the impression that a settlement letter should be angry and confrontational in tone. Don’t make the mistake of writing this type of letter. Your tone should be professional and formal.

Angrily demanding a certain amount of money could have the opposite effect of what you intended. Over-the-top demands can indicate that you’re bluffing and won’t sue if they offer a low settlement. The insurer will likely conclude that you will settle early and are just trying to see if you can scare them into giving more than they’re willing to offer.

Mention Unique Details of Your Case

It’s acceptable to account for and touch on unique details of your case when writing a settlement demand letter. For example, it’s common for a typical settlement demand letter to mention and provide evidence of medical bills and lost wages. You should certainly include these details in your letter.

However, there may also be other factors worth touching on. For instance, perhaps you were driving to see your child get married when you were involved in a car accident that prevented you from doing so. This could cause emotional distress. You may want to mention it in your settlement demand letter.

Mention All Damages

Damages after an accident can be wide-ranging. You should mention all your damages, including:

  • Medical bills
  • Lost wages
  • Emotional distress
  • Pain and suffering
  • Loss of enjoyment of life

Your odds of adding more damages to your settlement request after your initial demand letter will be very low if you didn’t mention them from the beginning. 

Consider Hiring an Attorney

That last point brings up an important step to take before sending a settlement demand letter: calculating all your damages. You may not even know that you are eligible to be compensated for certain types of losses that you failed to mention in your letter.

This is why you should consider reviewing your case with an attorney before filing a claim. If an attorney agrees to work with you, they can handle the task of writing and sending a settlement demand letter on your behalf. A Clearwater car accident lawyer can also evaluate the strength of your claim and negotiate with the insurance company to pursue a fair settlement.

This offers two advantages. It relieves you of a tedious task during a time when you should be recovering from your accident. It also reduces the odds that your demand letter will omit necessary information. 

A proper settlement demand letter can play a tremendous role in determining how much you actually settle for. Consider optimizing your chances of recovering a fair payout by hiring an lawyer to write a demand letter instead of writing it on your own.

Contact the Clearwater Personal Injury Law Firm of Roman Austin Car Accident and Personal Injury Lawyers for Help Today

For more information, please contact the legal team of Roman Austin Car Accident and Personal Injury Lawyers for a free initial consultation with a personal injury lawyer in Clearwater. We have convenient locations in Florida: St. Petersburg, Safety Harbor, Clearwater, New Port Richey, and Tampa.

We serve throughout Pinellas County, Hillsborough County, Pasco County, and its surrounding areas:

Roman Austin Car Accident and Personal Injury Lawyers - Clearwater Office
1811 N. Belcher Road, Suite I-1
Clearwater, FL 33765

(727) 787-2500

Roman Austin Car Accident and Personal Injury Lawyers - Congress Ave Office
2360 Congress Avenue
Clearwater, FL 33763

(727) 591-5610

Roman Austin Car Accident and Personal Injury Lawyers - Tampa Office
6601 Memorial Hwy Suite 202
Tampa, FL 33615

(813) 686-7588

Roman Austin Car Accident and Personal Injury Lawyers - New Port Richey Office
2515 Seven Springs Blvd.
New Port Richey, FL, 34655

(727) 815-8442

Roman Austin Car Accident and Personal Injury Lawyers - St. Petersburg Law Office
840 Beach Dr NE Suite 202
St. Petersburg, FL 33701

(727) 787-2500

Roman Austin Car Accident and Personal Injury Lawyers - Safety Harbor Law Office
202 9th Ave S Suite A-2
Safety Harbor, FL 34695

(727) 787-2500

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I have worked closely with Miles Hickman of Roman Austin and he combines a rare blend of fierce trial capabilities with the kind of bedside manners that clients greatly appreciate. This is a standout office of trial attorneys that we feel confident referring clients to get a great resolution.

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They did a great job and even advised what to do if there was no insurance for the at-fault driver and I had to self represent. Ended up being able to get me the fullest payout possible, team was easy to keep in touch with, and Miles was clear in his explanations and helpful with his advice. I still use some of the doctors I connected with through their firm. Would recommend Roman Austin and would use them again.

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I cannot say enough incredible things about Roman Austin Law Firm. John Austin is a phenomenal lawyer. I was in a bad crash that involved a truck totaling my vehicle and sustaining neck and back injuries.Going into this process, I was honestly apprehensive about even hiring a lawyer. I was especially wary of those large, commercial firms that just want to move cases quickly. I had heard some great things about Roman Austin, but did my own extensive research and now know why they are a five star firm. What could have easily been a stressful and overwhelming experience turned into something completely different because of John Austin and his team. Choosing them was one of the best decisions I have ever made.John is truly exceptional. He is incredibly detailed, meticulous, and completely devoted to his work. He worked tirelessly on my case, going above and beyond anything I could have ever expected. He spent countless hours (even on weekends), and was always available whenever I needed him. His level of dedication, care, and precision is something you rarely find.Beyond that, he is patient, kind, and deeply compassionate. You never feel like just another case. He genuinely cares about you as a person and wants the absolute best for you. He made what could have been a difficult process feel manageable and supported every step of the way.His entire team was phenomenal. They were responsive, professional, and just as committed. Every interaction felt thoughtful and intentional.The outcome we achieved was fantastic, and I am beyond grateful. I couldn't be more pleased with my experience.If you are considering legal representation, I wholeheartedly recommend John at Roman Austin Law Firm. They are professional, dedicated, and truly invested in their clients.Choosing John Austin made all the difference. He fought tirelessly to ensure that everything I endured was recognized and fairly compensated, and that level of dedication is something I will never forget. I am profoundly grateful not only for the outcome, but for the care, integrity, and unwavering commitment shown every step of the way. Forever thankful I chose them, and truly forever grateful.

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Roman Austin Car Accident and Personal Injury Lawyers

1811 N. Belcher Road Suite I-1,
Clearwater, FL 33765
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Roman Austin Car Accident and Personal Injury Lawyers

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Clearwater, FL 33763
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Roman Austin Car Accident and Personal Injury Lawyers

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New Port Richey , FL 34655
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At Roman Austin Car Accident and Personal Injury Lawyers, we practice across the entire state of Florida. We primarily serve the following localities: Clearwater, Countryside, Dunedin, Palm Harbor, East Lake, Safety Harbor, Oldsmar, Largo, Seminole, Pinellas Park, St. Petersburg, New Port Richey, Port Richey, Hudson, Holiday, Tarpon Springs, Trinity, Westchase, Tampa, Town N Country, Egypt Lake Leto, Citrus Park, Wesley Chapel, Lutz, Starkey Ranch, and all surrounding communities in Pinellas, Pasco, and Hillsborough Counties.

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