Who Will Pay My Medical Bills After a Car Accident?

Getting hurt in a car accident as the result of a third party’s negligence can turn your life upside down. Our Tampa car accident attorneys know you might incur significant expenses related to your medical treatment, lost or reduced wages, and damage to your property.

You will also likely have a lot of questions about your legal rights and options. One of those questions is bound to be who is going to pay for your medical bills? 

If you were injured in a Tampa, Florida, car accident, you don’t have to go through it alone. The top-rated legal team at Roman Austin Personal Injury Lawyers has 50 years of experience going to bat for injury victims. 

We know what you’ve been through, so we’ll treat you with compassion and develop a legal strategy to address your unique injuries and needs.

Beginning the process of getting your life back to what it was before the accident is a phone call away. Don’t hesitate to give us a call at (813) 686-7588. Contact our Tampa lawyers today for a free, no-obligation consultation. At Roman Austin Personal Injury Lawyers you’ll get all your questions answered, and we’ll provide you with an honest assessment of your case. 

How Can Roman Austin Personal Injury Lawyers Help You After a Tampa Car Accident? 

How Can Roman Austin Personal Injury Lawyers Help You After a Tampa Car Accident? 

Roman Austin Personal Injury Lawyers understands the stress that a car accident has on you and your family. Our Tampa car accident lawyers have helped alleviate some of that pressure for our clients by getting impressive settlements and jury verdicts on their behalf.  

Part of the stress that injury victims experience comes from the fear of the unknown. They have a lot of questions, such as how are their medical expenses going to get paid. 

If you hire Roman Austin Personal Injury Lawyers to be your legal advocate, we’ll help you through this process by providing you with thorough and honest answers to your questions. In order to do that, we will:

  • Conduct our own investigation into the scene of the accident
  • Collect essential evidence, such as police reports and witness interviews
  • Identify each individual or entity responsible for your injuries 
  • Determine the extent and value of your damages

Doing this will give us all the information we need to determine who is responsible for paying your medical bills and other damages following a car accident in Tampa, Florida. 

Will My Insurance Cover My Medical Bills?

If you’re involved in a Florida car accident, you may suffer from several injuries. Your medical bills can mount quickly. They could include the cost for the following:

  • Ambulance services
  • X-rays, CT scans, and other imaging tests
  • Hospitalization
  • Surgical procedures
  • Prescriptions
  • Physical rehabilitation services
  • Medical equipment, such as wheelchairs, crutches, canes, etc.

These expenses can easily run tens of thousands of dollars. But who pays for that? Florida is a “no-fault” insurance state. This means that before you can pursue anyone else for your legal damages, you must first go through your own insurance.

Florida law requires drivers to have Personal Injury Protection (PIP) coverage of at least in the amount of $10,000. PIP coverage covers 80% of your reasonable and necessary medical expenses incurred as a result of your car accident.

Filing a PIP claim can be a complicated process. The insurance company may dispute some of your expenses in order to limit their own financial losses. This is where our seasoned personal injury attorneys can help you. We have years of experience in negotiating with insurance companies and keeping them honest with our clients.

Having Roman Austin Personal Injury Lawyers in your corner can help you maximize the compensation to which you may be entitled. If you’ve been hurt in a Florida car accident, call us today for a comprehensive review of your case. 

If My Insurance Does Not Cover All of My Damages, Who Is Responsible for Them?

What happens if your injuries were caused by someone else’s negligence, and your PIP benefits have run out?  Under Florida law, you have to go through your PIP coverage first. After that, you can seek compensation from the at-fault driver and their insurance company.

If you have serious injuries as a result of your car accident, your medical expenses may quickly exceed your PIP coverage. Therefore, it may be necessary to pursue compensation from the other driver’s insurance company. 

Unfortunately, not every Florida driver has the insurance coverage required by law. According to a recent study, approximately 20% of Florida drivers don’t have insurance. In addition, Florida does not require drivers to purchase liability coverage. If the driver who caused your injuries wasn’t adequately insured, you might be able to pursue additional compensation if you have underinsured or uninsured motorist coverage.

There’s a lot to think about when considering who’s going to pay for your medical bills. Let Roman Austin Personal Injury Lawyers help you sort that out while you recover from your injuries.

Call Our Top-Rated Tampa Car Accident Lawyers For a Free Consultation 

Florida car accidents are common. Many of them result in serious injuries and even death. While you may be a safe driver, you, unfortunately, can’t control other drivers.

If another driver’s negligence caused your injuries in a Tampa car accident, Roman Austin Personal Injury Lawyers will create an individualized legal strategy to maximize your compensation. 

The law limits the amount of time you have to pursue your claims. So don’t delay any further. Begin putting your life back on track by calling us for a free, no-obligation consultation with an experienced Tampa car accident attorney.  

Common Auto Accident Claims We Handle

At Roman Austin Personal Injury Lawyers, we handle all types of car accident claims in Tampa, including:

Additional Car Accident Resources