Video Transcript
Who's responsible to repair your car, or pay you if it's a total loss, depends on whose fault the collision was.
There's usually an early determination by law enforcement, but a citation or a ticket is not mandatory in order to prove whose fault it was.
But if you can show whose fault it was, if it's clear, then the at-fault driver will have at least $10,000 of property damage insurance to pay for damage to the vehicle.