Uninsured Motorist Claims in Clearwater, FL

Uninsured Motorist Claims in Clearwater, FL

If you’ve been involved in a crash with an uninsured motorist, Roman Austin Personal Injury Lawyers in Clearwater, FL, is here to guide you through the process of seeking damages for your injuries.

Even though auto insurance is mandated by law, incidents with uninsured drivers happen frequently, leading to questions of who will cover the costs of your injuries. Our personal injury law firm can help you every step of the way; our attorneys have over 50 years of combined experience and have secured $120 million for our clients.

Contact our offices in Clearwater, Florida, at (727) 787-2500 to get help navigating the challenges of uninsured motorist claims. We offer a free initial consultation to discuss your case.

How Roman Austin Personal Injury Lawyers Can Help With Your Clearwater Uninsured Motorist Claim

How Roman Austin Personal Injury Lawyers Can Help With Your Clearwater Uninsured Motorist Claim

In Florida, it’s mandatory for drivers to have auto insurance with personal injury protection (PIP). However, not every driver adheres to this rule, which can complicate matters further if you’re hit by an uninsured motorist.

Navigating these legal challenges shouldn’t be your burden, which is why the guidance of an adept and seasoned attorney is invaluable. Our Clearwater car accident attorneys will manage all the legal aspects for you.

Choosing Roman Austin Personal Injury Lawyers means you’re partnering with a distinguished law firm known for securing victories. Our history of aiding clients in attaining substantial financial recoveries is well-documented.

Our firm has been recognized with numerous accolades for our commitment to excellence in personal injury law, including:

  • Martindale-Hubbell AV Preeminent Rating
  • Recognition as among Tampa Bay’s Top Trial Lawyers
  • Perfect 10 Avvo Rating
  • Membership in the Multi-Million Dollar Advocates Forum
  • Selection to Super Lawyers

Our uninsured motorist claim attorneys in Clearwater are committed to delivering unparalleled legal representation. We’re here to ensure you have the strongest possible case.

For a complimentary evaluation of your case, reach out to our law offices today. We’re prepared to offer our insights and outline the next steps for securing the compensation you rightly deserve.

How Does the Uninsured Status of the Other Driver Affect You?

In Florida, the no-fault insurance system mandates that drivers rely on their own insurance and personal injury protection (PIP) coverage for injury expenses.

However, under certain circumstances, you’re allowed to pursue damages from the at-fault driver’s insurer. These circumstances include:

  • When your medical bills surpass the limits of your PIP coverage
  • When your injuries meet the state’s definition of severe.

Should the at-fault driver lack insurance, your uninsured motorist coverage could cover the shortfall.

What Is Uninsured Motorist Coverage?

Uninsured motorist insurance provides coverage for tangible financial losses such as medical bills, lost earnings, and the costs of rehabilitation.

For serious injuries, as specified by Florida’s regulations, this insurance also compensates for non-material losses, including pain and suffering, emotional trauma, and the loss of close personal relationships.

Serious injuries under Florida law include:

  • Dismemberment
  • Loss of a fetus
  • Notable disfigurement
  • Permanent loss or impairment of a body part
  • Injuries that hinder someone from performing daily activities for a minimum of 90 days
  • Death

Having a seasoned car accident lawyer, well-versed in insurance law, is crucial for navigating these complexities. This is not a situation to handle on your own, given what’s at risk.

Reach out to Roman Austin Personal Injury Lawyers to talk about your situation and explore all the legal avenues available to you.

What To Do Following a Crash Involving an Uninsured Driver in Clearwater, Florida

No matter the insurance situation of the other driver involved, it’s crucial to proceed carefully after any vehicle accident. Do not agree to overlook documenting the incident due to the other party’s lack of insurance.

Taking the following steps can protect your interests in the event you choose to pursue legal action: 

  • Capture photos or videos of the entire scene, including any injuries, damage to property, and the state of the road
  • File a police report
  • Document witness accounts
  • Get medical attention to protect both your health and legal rights; injuries might not show immediately – and without prompt medical documentation, proving their connection to the accident can become challenging
  • Inform your insurance company about the accident without delay (but be careful about any correspondence prior to seeking legal advice), as your insurance policy might include specific notification obligations in the event of an accident with an uninsured motorist
  • Reach out to a personal injury lawyer as soon as possible for help

Contact our Clearwater uninsured motorist claim attorneys today to start seeking the compensation you’re entitled to after such an incident.

Schedule a Free Case Evaluation With a Trusted Clearwater Uninsured Motorist Claims Attorney

Regardless of whether the other driver involved in the accident had insurance, you have the right to seek compensation for your injuries. At Roman Austin Personal Injury Lawyers, our experienced car accident lawyers in Clearwater are ready to support you in your quest for the financial compensation necessary for your recovery and help you move forward with your life.

Reach out to us to arrange a complimentary consultation. During this meeting with our personal injury attorneys, you’ll gain insight into how our firm can assist in your case.