Mark Roman | June 1, 2020 | Car Accidents, Insurance, Insurance Companies, Personal Injury
Since March, many Americans have had to tighten their budgets as the pandemic has tilted us toward a recession. For those who have lost jobs or had their hours cut, reducing monthly spending may be necessary. Many of our discretionary budgets have already decreased with restaurants and other entertainment venues closed, but that may not… read more
Mark Roman | May 22, 2020 | Insurance, Insurance Companies, Newsletter Article
It has been a terribly long two months since COVID-19 began visibly spreading through our communities. While some states have relaxed their shutdown rules, we are a long way from returning to normal. For many small and medium businesses, the hardship has only just begun. Even those that are allowed to open may not have… read more
Mark Roman | April 9, 2020 | Insurance, Insurance Companies
Mileage Has Decreased by up to 50% in Some Areas, Insurers Say Americans have gotten used to a steady stream of grim news in the last few weeks. We’ve all heard it by now: We are the world’s leader in confirmed coronavirus cases. Our economy is frozen because of necessary social distancing. Many U.S. workers… read more
Mark Roman | February 13, 2020 | Car Accidents, Insurance, Insurance Companies
Here we go again. Legislation to eliminate PIP (personal injury protection) benefits is being taken up in the Florida legislature. It’s been tried before. Special interests kept it alive. It’s an antiquated and useless law that makes it harder for car crash victims to obtain justice. Twelve states and Puerto Rico have no-fault auto insurance… read more
Mark Roman | November 20, 2019 | Car Accidents, Insurance, Insurance Companies
In previous blogs, we’ve commented that clients often find our “no fault” auto insurance system frustrating. They often can’t understand why their own insurance has to pay for medical care and other expenses right after they are involved in a crash. Part of the answer is that Florida lawmakers wanted to create a simple, self-executing… read more
Mark Roman | August 26, 2019 | Insurance, Insurance Companies
Insurance companies behave in highly questionable ways when investigating their own customers for insurance fraud, a new article on the news site Buzzfeed reveals. The article, titled “Insurance Companies Are Paying Cops To Investigate Their Own Customers,” describes several situations where insurance companies accused their policyholders of crimes— even when they did no more than… read more
Mark Roman | November 17, 2018 | Insurance, Insurance Companies
In early November, the family of an Oklahoma woman who had cancer received a verdict for more than $25 million against her health insurer, Aetna. The jury found that Aetna acted in bad faith in denying proton beam therapy to her as an “experimental” treatment. Proton beam therapy is a targeted form of radiation treatment… read more
Mark Roman | May 1, 2018 | Insurance Companies
Many insurance companies now offer you the chance to buy auto insurance over the phone or through a website. Companies like Geico and Progressive have aggressively marketed these online buying systems. Geico claims one can buy insurance and save money in 15 minutes, while Progressive touts a name-your-price online buying tool. When you use these… read more
Mark Roman | March 12, 2018 | Insurance Companies
Coming into this year’s legislative session, we hoped Florida would finally ditch our outdated “no fault” auto insurance system. Several legislators wanted to change Florida to the type of fault-based insurance system used in most other states. Unfortunately, it was not to be. Insurance companies may complain about paying PIP benefits, but they love collecting… read more
Mark Roman | February 10, 2018 | Insurance Companies
For years, insurance companies in Florida have been railing about fraud and abuse in our no-fault auto insurance system. Those companies complain that health care providers are overbilling patients to grab personal injury protection benefits the no-fault law provides. They also complain about outright fraud in the system. Maybe those companies never thought anyone would… read more