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How Long Does It Take To Get a Personal Injury Settlement Check in Florida? 

Home   /   Personal Injury Blog   /   How Long Does It Take To Get a Personal Injury Settlement Check in Florida? 

January 4, 2023 | By Roman Austin Car Accident and Personal Injury Lawyers
How Long Does It Take To Get a Personal Injury Settlement Check in Florida? 

If you suffered a personal injury, you may be anxious to get the money you need for your medical expenses, lost wages, and other accident-related losses. However, settling your case quickly is not always best, as you might be leaving money on the table you could desperately use. 

We explain below what you can expect regarding the settlement process and your payment.

What Is a Settlement? 

A personal injury settlement refers to the compensation an accident victim receives from a defendant in exchange for not taking the case any further. As a condition of accepting the settlement check, you forfeit your right to bring any future claims against the defendant related to the accident. This is by signing a settlement release form. 

Steps That Follow a Personal Injury Settlement in Florida

Once you reach a settlement with the insurance company or other opposing party, the following process unfolds:

  • You sign a settlement release
  • The settlement release is forwarded to the insurance company
  • The insurance company closes the claim and forwards the insurance check to your personal injury lawyer
  • Your personal injury lawyer places the funds into a trust account and pays out claims against the settlement, such as medical liens
  • Your personal injury lawyer deducts their fee and costs 
  • You receive the final settlement check 

Florida law requires that you receive your settlement check within 20 days of entering into a signed agreement with the insurance company. 

Factors That Affect the Timeline of a Personal Injury Settlement 

Before receiving a settlement check, you must settle your case with the insurance company or defendant. Some of the reasons why your claim may take longer to settle include:

Liability Is in Dispute 

Before an insurance company or defendant agrees to a settlement, you must usually establish that you have a legal basis for the claim. This usually requires showing the defendant was at fault for the accident. 

If someone else caused your injuries or the defendant is arguing you were responsible for the accident, your claim may be delayed until a thorough investigation can establish liability. 

The Insurance Company Offers a Low Settlement 

You do not have to take the first offer the insurance company makes. In fact, the first offer is usually the lowest. Your lawyer may advise against accepting a settlement if it does not adequately compensate you for the losses you suffered as a result of the defendant’s negligence. Your lawyer and the insurance company may have several rounds of negotiations before ultimately settling the case. 

You Are Still Receiving Medical Treatment 

Personal injury lawyers typically do not recommend accepting a settlement offer until victims reach maximum medical improvement. This is the point at which the victim has recovered as much as possible, even if they may continue receiving medical treatment. 

At this point, the lawyer can better evaluate the full extent of the victim’s damages. Additionally, personal injury victims generally give up their right to pursue additional compensation against the defendant if they later discover a complication or unanticipated expense after settling their claim. Hence, patience is key to ensuring victims receive fair compensation. 

You Suffered Substantial Damages 

Personal injury victims who suffer substantial damages may have to wait longer for their cases to conclude. Insurance companies may put up a bigger fight if claims are for six or more figures. They want to minimize payouts and may not try to resolve the claim quickly if damages are high. 

Personal injury victims may suffer various damages, including:

  • Medical expenses
  • Lost wages 
  • Reduced earning capacity 
  • Property damage
  • Pain and suffering
  • Distress and anguish

An attorney will help you calculate your damages and fight for every penny.

Contact the New Port Richey Personal Injury Law Firm of Roman Austin Car Accident and Personal Injury Lawyers for Help Today

For more information, please contact the legal team of Roman Austin Car Accident and Personal Injury Lawyers for a free initial consultation with a personal injury lawyer in New Port Richey. We have convenient locations in Florida: St. Petersburg, Safety Harbor, Clearwater, New Port Richey, and Tampa.

We serve throughout Pinellas County, Hillsborough County, Pasco County, and its surrounding areas:

Roman Austin Car Accident and Personal Injury Lawyers - Clearwater Office
1811 N. Belcher Road, Suite I-1
Clearwater, FL 33765

(727) 787-2500

Roman Austin Car Accident and Personal Injury Lawyers - Congress Ave Office
2360 Congress Avenue
Clearwater, FL 33763

(727) 591-5610

Roman Austin Car Accident and Personal Injury Lawyers - Tampa Office
6601 Memorial Hwy Suite 202
Tampa, FL 33615

(813) 686-7588

Roman Austin Car Accident and Personal Injury Lawyers - New Port Richey Office
2515 Seven Springs Blvd.
New Port Richey, FL, 34655

(727) 815-8442

Roman Austin Car Accident and Personal Injury Lawyers - St. Petersburg Law Office
840 Beach Dr NE Suite 202
St. Petersburg, FL 33701

(727) 787-2500

Roman Austin Car Accident and Personal Injury Lawyers - Safety Harbor Law Office
202 9th Ave S Suite A-2
Safety Harbor, FL 34695

(727) 787-2500

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I have worked closely with Miles Hickman of Roman Austin and he combines a rare blend of fierce trial capabilities with the kind of bedside manners that clients greatly appreciate. This is a standout office...
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I have worked closely with Miles Hickman of Roman Austin and he combines a rare blend of fierce trial capabilities with the kind of bedside manners that clients greatly appreciate. This is a standout office of trial attorneys that we feel confident referring clients to get a great resolution.

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They did a great job and even advised what to do if there was no insurance for the at-fault driver and I had to self represent. Ended up being able to get me the fullest...
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They did a great job and even advised what to do if there was no insurance for the at-fault driver and I had to self represent. Ended up being able to get me the fullest payout possible, team was easy to keep in touch with, and Miles was clear in his explanations and helpful with his advice. I still use some of the doctors I connected with through their firm. Would recommend Roman Austin and would use them again.

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I cannot say enough incredible things about Roman Austin Law Firm. John Austin is a phenomenal lawyer. I was in a bad crash that involved a truck totaling my vehicle and sustaining neck and back...
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I cannot say enough incredible things about Roman Austin Law Firm. John Austin is a phenomenal lawyer. I was in a bad crash that involved a truck totaling my vehicle and sustaining neck and back injuries.Going into this process, I was honestly apprehensive about even hiring a lawyer. I was especially wary of those large, commercial firms that just want to move cases quickly. I had heard some great things about Roman Austin, but did my own extensive research and now know why they are a five star firm. What could have easily been a stressful and overwhelming experience turned into something completely different because of John Austin and his team. Choosing them was one of the best decisions I have ever made.John is truly exceptional. He is incredibly detailed, meticulous, and completely devoted to his work. He worked tirelessly on my case, going above and beyond anything I could have ever expected. He spent countless hours (even on weekends), and was always available whenever I needed him. His level of dedication, care, and precision is something you rarely find.Beyond that, he is patient, kind, and deeply compassionate. You never feel like just another case. He genuinely cares about you as a person and wants the absolute best for you. He made what could have been a difficult process feel manageable and supported every step of the way.His entire team was phenomenal. They were responsive, professional, and just as committed. Every interaction felt thoughtful and intentional.The outcome we achieved was fantastic, and I am beyond grateful. I couldn't be more pleased with my experience.If you are considering legal representation, I wholeheartedly recommend John at Roman Austin Law Firm. They are professional, dedicated, and truly invested in their clients.Choosing John Austin made all the difference. He fought tirelessly to ensure that everything I endured was recognized and fairly compensated, and that level of dedication is something I will never forget. I am profoundly grateful not only for the outcome, but for the care, integrity, and unwavering commitment shown every step of the way. Forever thankful I chose them, and truly forever grateful.

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After my accident, I didn't know where to start. Roman Austin made the whole process feel manageable and honestly took a huge weight off my shoulders. The team was kind, responsive, and truly cared about...
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After my accident, I didn't know where to start. Roman Austin made the whole process feel manageable and honestly took a huge weight off my shoulders. The team was kind, responsive, and truly cared about what I was going through. I always felt heard and supported. I'm so thankful I found them and would absolutely recommend them to anyone who needs help.

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Once again Roman & Austin and their team has been a helping hand through hard times after being rear ended by a driver not paying attention. The same day I was set up with community care to make sure I had to physical and emotional support I needed and they checked on me with updates every week. They got me the full compensation I deserved for my injuries and are the best at what they do.

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Roman Austin Car Accident and Personal Injury Lawyers

1811 N. Belcher Road Suite I-1,
Clearwater, FL 33765
(727) 787-2500

Roman Austin Car Accident and Personal Injury Lawyers

2360 Congress Ave STE 100,
Clearwater, FL 33763
(727) 725-7661

Roman Austin Car Accident and Personal Injury Lawyers

2515 Seven Springs Blvd,
New Port Richey , FL 34655
(727) 815-8442

Roman Austin Car Accident and Personal Injury Lawyers

401 E Jackson St Suite 3319,
Tampa, FL 33602
(813) 422-7772

Roman Austin Car Accident and Personal Injury Lawyers

840 Beach Drive N.E. Suite 202,
St. Petersburg, FL 33701
(727) 335-1373

At Roman Austin Car Accident and Personal Injury Lawyers, we practice across the entire state of Florida. We primarily serve the following localities: Clearwater, Countryside, Dunedin, Palm Harbor, East Lake, Safety Harbor, Oldsmar, Largo, Seminole, Pinellas Park, St. Petersburg, New Port Richey, Port Richey, Hudson, Holiday, Tarpon Springs, Trinity, Westchase, Tampa, Town N Country, Egypt Lake Leto, Citrus Park, Wesley Chapel, Lutz, Starkey Ranch, and all surrounding communities in Pinellas, Pasco, and Hillsborough Counties.

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