The rate of car accidents in Tampa has been declining in recent years. However, accidents are still common on our congested roadways. These accidents can cause significant injuries and extensive financial losses. 

Most Tampa motor vehicle accidents can be attributed to negligent drivers. If a careless driver caused your accident, you may be entitled to compensation for your medical bills, lost income, and other damages.

Currently, Florida is a no-fault state for auto insurance. You must first seek compensation from your own (PIP) insurance after an accident — even if someone else caused your accident. Your insurer is responsible for compensating you for your medical bills and lost wages, up to your policy limits. You can file an additional claim or lawsuit against the insurer of the at-fault driver if you sustained “serious injuries.”

You may wonder how much to expect from your car accident settlement. There’s no way to determine how much you’ll settle for with absolute confidence. Some claims are worth a few thousand dollars. Others may be worth millions, which usually involve a victim sustaining a catastrophic injury.

Many factors can influence how much a claim is worth, including:

Your Injuries

An injury victim’s primary goal of filing a car accident claim is usually to collect compensation for their medical bills. A car accident can leave you with treatment expenses for which you were not prepared. Depending on the nature of your injuries, you may need medical treatment in the future.

A skilled attorney can help you estimate your damages related to your past and future medical bills. This will improve your odds of reaching a settlement that compensates you fairly.

Lost Wages

It’s not uncommon for injuries to interfere with a victim’s ability to return to work. Some victims must miss work for a brief period of time. Others may be unable to return to their same jobs or engage in any work at all.

Lost wages and income are other forms of economic damage that can result from a car accident. You deserve to be compensated for any wages you lost while recovering from your injuries and any diminishment in your earning capacity due to the same.

Non-Economic Damages

In some cases, Tampa car accident victims can also recover compensation for their non-economic losses. 

They include the following:

  • Pain
  • Mental and/or emotional trauma
  • Disfigurement
  • Loss of enjoyment of life
  • Anxiety
  • Depression

Determining the “dollar value” of such damages requires a thorough understanding of the law. Insurance companies don’t want you to know you may be eligible for compensation for non-economic damages. They certainly won’t be inclined to help you calculate how much money you deserve because your accident left you with chronic pain. You need help from an attorney to ensure you’re fighting for all your damages.


Florida’s comparative negligence law may also affect your settlement. This law applies when a victim contributes to their car accident or injuries.

For example, suppose a distracted driver hits you. You file a claim seeking $10,000. However, you were driving five miles per hour over the speed limit before the accident. An insurance company or jury might determine that you share 20% to the blame for your accident due to speeding. In this case, Florida’s comparative negligence rule would reduce your compensation to account for your share of fault — you could only recover $8,000 (80% of your damages).

Contact the Car Accident Law Firm Of Roman Austin Personal Injury Lawyers To Get The Help You Deserve

A car accident attorney in Tampa, FL can help you deflect allegations of comparative fault and earn the full compensation you deserve. 

If you need help with your injury case or you want to learn more information, please call the Car Accident law firm of Roman Austin Personal Injury Lawyers at (727) 787-2500 or visit the nearest location to schedule a free case evaluation today.

We serve Pinellas County, Pasco County, Hillsborough County, and its surrounding areas:

Clearwater law office,

New Port Richey law office,

Tampa law office.

If you would prefer to email us, please visit our contact page.